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Welcome Frugalistas!

What exactly does frugal lifestyle mean?  I believe it’s being smart and savvy in your choices. Prioritize and take control of what’s important to you and you will come out ahead.

This blog and website offers frugal tips and money saving ideas to help you live a richer life. Save money on everyday living. Start living the "Frugal Lifestyle" today.

Spend Less  • Earn More • Live Better

15 Great Ways To Save Money

7/21/2018

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I'm always on the lookout for more ways and new ways to save money. I came across AARP's 9th Annual "99 Great Ways To Save Money On Everything" list. Here's a few that I've handpicked that were new to me as well as some of my all time favorite ways to save.

1. DESIGN YOUR OWN GREETING CARD
Make cards for free at Spark.Adobe.com/make/card-maker. Save $10 a card. Another one I've used to send digital cards is Canva.com.

​2. MULCH FOR FREE
Google your county name and "free mulch" to see if it (or free compost) is offered. Save $3.00 per 2 cubic feet of mulch or $$4.97 per cubic foot of compost.

3. BE A NINJA SHOPPER
Here's how cunning grocery shoppers save $10 or more a week on produce costs:
- They plan specific needs, rather than just randomly selecting
- They show up late to the farmers market, when sellers slash prices
- They buy overstocked produce at a discount
- They use a grocery store loyalty card to get the best prices
- I use apps such as Ibotta to get cash back on grocery or by just uploading my receipt

4. BRING YOUR OWN BAG
A growing number of communities require a 5-cent to 10-cent charge per bag provided by the store. Use your own bags and you could easily save $25 a year. Even better, most Target stores give you 5-cent credit when you bring your own bag!

5. SLEEP IN A MAN'S TEE
A woman's sleep shirt costs around $30 or more! A man's T-shirt cost around $15 (or less) is equally comfortable. Save $15 or more. I personally already do this, and it's way more comfortable. 

6. DILUTE SHAMPOO
Commercial shampoos are concentrated and may dry out hair if used at full strength. Try dilluting with 50 percent water and save up to $15 per bottle. I personally do the same thing with dish detergent.

7. BUY DISCOUNTED GIFT CARDS
On websites such as Raise.com people list unwanted gift cards at a discount - 16 percent is average, according to the site. Buy a $100 gift card for $84 and save $16. I've also used Gift Card Granny to buy and sell gift cards.

​8. CHECK DIFFERENT TRAVEL DATES
Shifting an arrival or departure date by a single day can save you a surprisingly large amount of cash. Flight search engines like Google Flights or Matrix Airfare show lover priced options. A recent round trip from New York to Los Angeles was $81 cheaper if you flew a day earlier.

9. BUY THROUGH BEFRUGAL.COM
BeFrugal.com offers coupons and cash back for purchases from 5,000 retailers. A Lenovo ThinkPad Xi Carbon was $1,339 using a $70 coupon. That's a savings of more than $100 over online retailers. Another similar site to check out is Mr. Rebates.

10. BUY A REFURBISHED COMPUTER
Why pay big bucks for the latest model? Go to sites like DiscountedComputerDepot.com and pick up a refurbished laptop with a one-year warranty for $100. That will save you at least $100 over a new computer.

11. GET MAGAZINES CHEAP
Subscribe to lots of magazines? Then consider the Texture app. For one monthly fee, you get access to digital versions of over 200 popular magazines. Save $10 to $50 per subscription. You can also get free magazines in exchange for airline miles at MagsForMiles.com

12. SWITCH TO A NEW CREDIT CARD
If you are an AARP member, the AARP credit card from Chase gives you $100 if you spend $500 in your first three months - and 3 percent cash back at restaurants and gas stations. Save $103 on the bonus and a $100 meal.

Another credit card I use for miscellaneous expenses is the Chase Freedom Unlimited credit card. With this card, Chase gives you $150 in your first three months - and 1.5 percent on everything you buy! Click here to apply.

13. ADOPT A PET
Get a puppy at rescue shelter for $300 or less (sometimes free). A pure breed Labrador retriever can cost $1500, an English bulldog cost even more! Save at least $1,000 or more on your new best friend. If you're not ready to adopt, you can foster a rescue pup and get paid for it. Read about all the details in my blog post Save a Life + Get Paid to Foster a Rescue Dog.

14. TAKE A FARMING VACATION
Learn about organic farming and enjoy a trip overseas by volunteering to work with World Wide Opportunities on Organic Farms. A room and food are free. You could easily save $1,500 over a week at hotels and restaurants.

15. SWAP CLOTHES ONLINE
RehashClothes.com has photos of more than 10,000 items of clothing that its members want to swap. See something you like? Offer a piece of clothing in exchange and if the offer is accepted, swap through the mail. No money involved except postage. You might save $100 on a nice dress or jacket.


Disclosure:
This post contains affiliate links. Thank you for your support towards my frugal lifestyle.
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1 Comment
Tina
11/22/2020 07:23:08 pm

My husband and I were able to retire from full time work when he was 55 and I was 53.
Live below your means. We have one small car and one small TV. We live in a 2 bedroom condo. We used to have a small house.
Hang around with other thrifty people. We take books out of the library.
Teach your kids to be cheapskates, too.

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    What does living frugally mean to me? Well, it does NOT mean being cheap, quite the contrary, I believe it’s being smart in your choices, such as how you spend your money everyday. Prioritize and take control of what’s important to you. I always strive to spend less on almost everything.

    In this challenging economy, some of us have had to cut back on our expenses. Wouldn't it be nice to still have the things or services you want and need but not have to pay full price or even better, get them for free? 

    Choose value and quality over quantity or fads and you will come out ahead. The great benefit of being frugal is that it eliminates waste and clutter which in turn helps our environment.  By doing simple changes towards more “green” and frugal ways, together we can make an impact on our planet. 
        

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     Hi, my name is Marissa Winfrey and I have been living the frugal life ever since I can remember. I have always looked for great bargains and getting the best value for my money without compromising style and quality.

    My background is in visual display and interior decorating. It’s always been my objective to recommend cost effective solutions to my clients. I, of course, practice what I preach! I have furnished my own homes mostly with furnishings and decor items from my own little vintage boutique, estate sales, discount stores, flea markets, yard sales, thrift stores and even curbside discarded furniture!

    My frugal practice goes beyond the home. I offer money saving tips on just about everything, from shopping to travel and everything in between. I hope my blog and website will inspire everyone to be their own Frugalista.

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Read and learn about useful tips and tricks from experts on how to live "the frugal lifestyle" everyday!  Check out the books below, to see more of my top picks of frugal and financial savvy books, please visit The Frugal Book Store.
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Living The Savvy Life:
The Savvy Woman's Guide to Smart Spending and Rich Living
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It's Not About Being Cheap.  Living the Savvy Life isn't about being a cheapskate, a miser or a tightwad.  It's about having security and peace of mind by spending less than you make.  It's about knowing where you stand financially on a daily basis so you can make intelligent fiscal decisions. 

​It's about being penny-wise on the things that are less important to you so you can spend money on the things that are important to you. It's about choosing to purchase only the things that you love and make you happy.  
It's about finding, attaining and maintaining balance.  Are you ready to start Living the Savvy Life?

   
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​Thrifty: 
Living the Frugal Life with Style


Best-selling author Marjorie Harris offers a timely and entertaining guide to living the richly frugal life. From tips on how to haggle to becoming a frugal fashionista, maintaining your home on a budget, and thrifty gardening, travel, and entertainment, Harris provides essential guidelines to living a quality life on less. Written in her trademark witty, engaging, and accessible style, Thrifty is packed with simple and savvy tips drawn from Harris' own fulfilled, thrifty experience. Bonus tips come from renowned experts such as best-selling author Margaret Atwood, chef Jamie Kennedy, actor R. H. Thomson, travel writer Sylvia Fraser, and The Globe and Mail's style columnists.
  
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How to Retire Happy, Wild, and Free: 
Retirement Wisdom That You Won't Get from Your Financial Advisor
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How to Retire Happy, Wild, and Free offers inspirational advice on how to enjoy life to its fullest. The key to achieving an active and satisfying retirement involves a great deal more than having adequate financial resources; it also encompasses all other aspects of life -- interesting leisure activities, creative pursuits, physical well-being, mental well-being, and solid social support. 

What sets this retirement book apart from all the others is its holistic approach to the fears, hopes, and dreams that people have about retirement. This international bestseller (over 110,000 copies sold in its first edition) goes way beyond the numbers that is often the main focus of retirement planning in most retirement books.
   
To see more of my top picks of frugal and financial savvy books, please visit The Frugal Book Store.

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