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Welcome Frugalistas!

What exactly does frugal lifestyle mean?  I believe it’s being smart and savvy in your choices. Prioritize and take control of what’s important to you and you will come out ahead.

This blog and website offers frugal tips and money saving ideas to help you live a richer life. Save money on everyday living. Start living the "Frugal Lifestyle" today.

Spend Less  • Earn More • Live Better

Things To Let Go Of In The New Year

12/30/2016

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​Most of us make resolutions at the beginning of every new year for things to start doing. However, there are also things we need (and should) let go of. 
I strive to let go of things that do not serve me or bring me joy all year round.

​Make 2017 your best year yet by letting go of thoughts and actions that can bring you down, and instead begin habits that will make you happier. Read these great ideas of things let go of in the new year from PopSugar Living. 
​

• Worrying about what has happened in the past.

• The need to be in control of everything.

• The idea of a “perfect life.”

• Fear of the unknown.

• Unhealthy relationships.

• Worrying about things you can't change.

• Clothing you haven't worn in over a year.

• A job you hate.

• Overscheduling your life.

• Comparing yourself to other people.

• Placing your partner on an unrealistic pedestal.

• Your insecurities.

• A negative body image.

• Fear of failure.

• Clutter in your home.

• Procrastinating on important things.

• Overspending.

• Worrying what others think of you.

• Excuses.

• Your dependency on social media.

• Your comfort zone.

• Failing to care for your physical health.

• Grudges.

• Lazy habits that are holding you back.

• The belief that the "grass is always greener."

• Gossip.

• Guilt and anger over past events.

• Any possessions that don’t bring you joy.

• Unrealistic expectations.

• Trying to make everyone happy.

• Old things you can donate or sell for cash.

• Overindulging in unhealthy habits.

• Jealousy.

• Anyone and anything that doesn't make you happy.

Wishing everyone a Happy, Healthy and Prosperous New Year.

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Happy Merry Holidays!

12/24/2016

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Cheap and Simple Home Upgrades

12/6/2016

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A lot of people dream of being able to upgrade their living space, but dismiss these dreams as something unrealistic. What they don’t realize is that not everything can be measured in hard currency and that some upgrades require more effort and resourcefulness than anything else. Where there is will, there is always a way and here are some cheap and simple upgrades you can make in your home without even breaking a sweat (or your household budget for that matter).

​Improving Your Lighting System
​​When it comes to most electronics in our home, it is highly inadvisable for a layman to dabble in such things. On the other hand, improving your lighting system is an upgrade so simple that it could be done by literally anyone. Making DIY lighting system in your home can mean anything from making your own lamps, lanterns and pendant lights to installing them by yourself. Either way, they enhance the atmosphere in your home while costing next to nothing.
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​Fixing Your Walls
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Now that you have the lighting covered, it is time to address the largest surfaces of your home - the walls. Changing the color of the room starts with the walls, but you will first have to make up your mind on whether to paint all four of them or only one. Accent wall painting is becoming more and more popular amongst frugal homeowners both for its cost-efficiency and the unique impression it creates. To further enhance your walls, you may also want to consider replacing wall sockets with a set of brand new ones. Apart from being a great visual addition this is also a safety measure you want to take. You can search for help and consult project homes specialists for a different ways to make lots of changes and still stay on the budget.
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​Green Up the Space
​According to most real-estate agents, properties with trees are much more valuable than those without them. The reason behind this is quite simple. No matter how urban we become, humans will always feel most comfortable when surrounded with nature. Luckily, greening up your home is not a difficult thing to do. It may take years and even decades for a tree to fully grow, but there are other options in front of you as well. Adding few bushes to your front lawn, trimming a hedge every once in awhile, or simply adding few potted plants next to your entrance door cannot hurt. Finally, in the era of GMO and junk food, the ability to grow your own food becomes even more important, which is why gardens are a number one upgrade choice of most home owners.
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​Personalizing Your Living Space
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The key of turning a house into a home lies in personalizing the living space. This can mean several things, but it mostly has something to do with adding items of sentimental value to its layout. Family photos are a safe choice, but so is adding a DIY shelf or wall accessory. This especially goes for those items that the entire family helped build.
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​Rearranging Your Furniture
​Finally, you can rearrange your furniture in one room, or bring the furniture from one room into the other. Such practice can create an impression of a completely new living space, without you having to spend a single dollar. Still, you cannot just randomly shift all your sofas, coffee tables and tall lamps. This only works if it is a result of careful planning.
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Conclusion
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As you can see, most of the aforementioned ideas require nothing but your time and determination. With some research and outside the box thinking, you can completely change the impression that your home leaves on people and still be on the budget. Even though it would be foolish to claim that money doesn’t make things easier, it is a poor substitute for creativity.
​

About the author:  Emma B. Joyce is blogger based in Australia. She is a true home decor and DIY fanatic. Emma is interested in music and also is a big reading enthusiast. Finding new designs and patterns is her daily task. She got hooked on home accessories and decorations during her traveling and now cannot stop searching for new inspiration.
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    What does living frugally mean to me? Well, it does NOT mean being cheap, quite the contrary, I believe it’s being smart in your choices, such as how you spend your money everyday. Prioritize and take control of what’s important to you. I always strive to spend less on almost everything.

    In this challenging economy, some of us have had to cut back on our expenses. Wouldn't it be nice to still have the things or services you want and need but not have to pay full price or even better, get them for free? 

    Choose value and quality over quantity or fads and you will come out ahead. The great benefit of being frugal is that it eliminates waste and clutter which in turn helps our environment.  By doing simple changes towards more “green” and frugal ways, together we can make an impact on our planet. 
        

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     Hi, my name is Marissa Winfrey and I have been living the frugal life ever since I can remember. I have always looked for great bargains and getting the best value for my money without compromising style and quality.

    My background is in visual display and interior decorating. It’s always been my objective to recommend cost effective solutions to my clients. I, of course, practice what I preach! I have furnished my own homes mostly with furnishings and decor items from my own little vintage boutique, estate sales, discount stores, flea markets, yard sales, thrift stores and even curbside discarded furniture!

    My frugal practice goes beyond the home. I offer money saving tips on just about everything, from shopping to travel and everything in between. I hope my blog and website will inspire everyone to be their own Frugalista.

    Follow me on Facebook, Google+ 
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Read and learn about useful tips and tricks from experts on how to live "the frugal lifestyle" everyday!  Check out the books below, to see more of my top picks of frugal and financial savvy books, please visit The Frugal Book Store.
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Living The Savvy Life:
The Savvy Woman's Guide to Smart Spending and Rich Living
​

It's Not About Being Cheap.  Living the Savvy Life isn't about being a cheapskate, a miser or a tightwad.  It's about having security and peace of mind by spending less than you make.  It's about knowing where you stand financially on a daily basis so you can make intelligent fiscal decisions. 

​It's about being penny-wise on the things that are less important to you so you can spend money on the things that are important to you. It's about choosing to purchase only the things that you love and make you happy.  
It's about finding, attaining and maintaining balance.  Are you ready to start Living the Savvy Life?

   
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​Thrifty: 
Living the Frugal Life with Style


Best-selling author Marjorie Harris offers a timely and entertaining guide to living the richly frugal life. From tips on how to haggle to becoming a frugal fashionista, maintaining your home on a budget, and thrifty gardening, travel, and entertainment, Harris provides essential guidelines to living a quality life on less. Written in her trademark witty, engaging, and accessible style, Thrifty is packed with simple and savvy tips drawn from Harris' own fulfilled, thrifty experience. Bonus tips come from renowned experts such as best-selling author Margaret Atwood, chef Jamie Kennedy, actor R. H. Thomson, travel writer Sylvia Fraser, and The Globe and Mail's style columnists.
  
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How to Retire Happy, Wild, and Free: 
Retirement Wisdom That You Won't Get from Your Financial Advisor
​

How to Retire Happy, Wild, and Free offers inspirational advice on how to enjoy life to its fullest. The key to achieving an active and satisfying retirement involves a great deal more than having adequate financial resources; it also encompasses all other aspects of life -- interesting leisure activities, creative pursuits, physical well-being, mental well-being, and solid social support. 

What sets this retirement book apart from all the others is its holistic approach to the fears, hopes, and dreams that people have about retirement. This international bestseller (over 110,000 copies sold in its first edition) goes way beyond the numbers that is often the main focus of retirement planning in most retirement books.
   
To see more of my top picks of frugal and financial savvy books, please visit The Frugal Book Store.

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