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Welcome Frugalistas!

What exactly does frugal lifestyle mean?  I believe it’s being smart and savvy in your choices. Prioritize and take control of what’s important to you and you will come out ahead.

This blog and website offers frugal tips and money saving ideas to help you live a richer life. Save money on everyday living. Start living the "Frugal Lifestyle" today.

Spend Less  • Earn More • Live Better

Get Paid When Other People Shop

11/7/2017

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I want to share something exciting that not only saves us money when we shop online, BUT when all of our social connections shop from this shopping portal we ALL earn! It's not your typical cash-back shopping or rebate portal, it's the future of how people shop. Get all the details on GetPaidWhenOtherPeopleShop.com.

​The new buzz word in online shopping is Socialized Commerce. What does this mean? In its simplest form, it means putting socializing and commerce together for the benefit of everyone.
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​In social media, you make connections with other people, who make more connections, and then each person creates content until a large network of individuals has been created that provides that content to everyone involved. Socialized Commerce works the same way, except instead of creating content, the users in the Network create commerce. So instead of getting the benefit of knowing what your friends are doing and vice versa, you all get the benefit of sharing in the money made through your collective effort.
​
Socialized Commerce is in many ways an extension of social commerce. Social commerce has been around for years. It’s the act of influencing others to buy products through online influence, and it is a multi-billion-dollar industry. What separates social commerce from Socialized Commerce, primarily, is where all of that money goes.

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​​In social commerce, Facebook for example, the money goes to the social media site. These social recommendations are very powerful, as studies have shown we are much more likely to listen to a recommendation from a friend than we are to make a decision based off of an advertisement. Consequently, businesses pay top dollar to sites like Facebook in order to promote their products on its platform in the hopes that the power of social commerce will take hold.

​There are ways for every day users to monetize this influence, but they are very limited in scope, apply primarily only to those with large audiences and extreme influence, and account for a very small portion of the money that is being made through these social interactions.


​I'm happy to share that finally there is a way for regular folks to benefit and earn from social commerce. Trunited is a new ​Socialized Commerce company that provides a platform dedicated to rewarding those who are responsible for the creation of that commerce. It rewards those who purchase on the platform and those who influence others to create more commerce. 

Watch the Trunited video above for an overview. Visit GetPaidWhenOtherPeopleShop.com to get all the details. To participate in this new Socialized Commerce Revolution and start earning when your social connections shop, click HERE.
   
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Get Cash Back On Restaurants, Shops & Travel

10/11/2017

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​Although there are many great cash back programs out there, most of them require the end user to "manage" getting their reward in some fashion. What if you can get your cash reward without having to do anything except live your life?  Well, now you can, introducing the new DOSH app, currently in beta launch.  
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When you shop, go to a restaurant, book travel, or anything else, the DOSH app searches for cash and chases it down - relentlessly searching out offers to give you cash back. DOSH will be launching in a couple of months, so be one of the first to learn about this revolutionary new app. ​In addition, when you tell your friends and family about DOSH, you get paid. Click here to sign up and get started.

​The word dosh is a slang word for money. DOSH is on a mission to positively impact millions of people’s lives financially by putting extra cash in their pockets so they can spend it on what matters most to them. DOSH aims to help people get more out of every dollar they spend. Watch the video from the founder below to learn more.
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No Coupons, No Scanning, No Promo Codes - Just Cash Back
The DOSH app puts money back into the pockets of consumers and businesses alike using breakthrough technology to eliminate the wasted spend from advertising and most transactions. DOSH searches for cash and chases it down - relentlessly searching out offers to give cash back to users. No cutting coupons, no scanning receipts, no searching for offers. DOSH users simply spend as they normally would and watch the cash pile up. Click here to sign up and get started.
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Cash Back on Dining Out and Shopping
Whenever you want to go out to restaurants, check the DOSH app first. Since you're spending money anyway, why not get cash back for eating out. DOSH also just recently added another way to earn cash back. Now you can shop DOSH's many retail partners online or in-store. Shop stores such as Bed, Bath and Beyond, Walmart, Target, Vitamin Shoppe, Under Armour, True Value Hardware, Sephora, GAP, Old Navy, CVS, Big Lots, Macy's, Cost Plus World Market, Forever 21 and many, many more stores. 
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Get Cash Back on Travel
The app also gets users the best possible deal on hotel booking and car rentals while still giving substantial cash back to travelers. Work, shop, travel, play, and DOSH will find you cash. DOSH puts the typical profit that hotels and online travel sites make back in the pockets of DOSH users. As DOSH puts it -- get cash back auto-magially!
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Make Money In Your Spare Time

4/30/2017

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​It really is possible to make an extra $25, $50, $100 a month or more in your down time! You can even make $200, with a little more effort, of course.

There's a fun, easy and completely legitimate way to do this. You can do this in your spare time, the more you do this the more cash you can make.

​I've been making money with Swagbucks for almost two years now. My favorite ways to earn are... watching movie trailers (before they hit the theaters), answering interesting surveys & polls and shopping online through their portal. But there are many more ways to earn. Here's how...
​
​What is Swagbucks?
Swagbucks is an online rewards and cash back program. Simply do the things you'd normally do online, such as search the web, answer surveys and polls, watch videos, play games, and shop; you'll accumulate digital SB points (swagbucks) that are quickly redeemable for free gift cards, PayPal Cash or pre-paid cards from Visa. It's completely free to join! Watch the video below to get the scoop.
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​

   
​How to get started?
1. Go to Swabucks.com  and click the "Join Today" button.
2. Fill in your information on the form.
3. Validate the email you receive from them.
4. You are on your way to earning SB points!
​

​
​More ways to earn SB Points
In addition to the ways to earn listed above, there are other ways to maximize your earnings:
1. Refer your friends to join and earn 10% for life! You get 10% of their SB points.
2. Take a chance by entering one of their Swagstakes. Entries are made with SB points.
3. Add a SwagButton Chrome extension on your browser. It automatically notifies you if the website you are visiting offers SB cash back for shopping.
4. Enter a SwagCode. After downloading the extension, you'll be alerted on where to find the Swag Codes. It could be on Twitter, Facebook, Pinterest, etc.. Enter in the code and redeem for SB points.
5. Download their mobile app and earn while on the go!
​
​How to redeem SB points
Once you've collected enough SB points, the fun part is redeeming them! Here's how...
1. In your account, click on Redeem your SB / Rewards.
2. Based on your SB point total, choose your preferred gift card(s).
3. You can also redeem your SB points towards charitable donations. Click under "Do Good" for a list of charitable categories. 
4. Once you've selected your reward, click on the "Snag This" button.
5. Verify your reward selection in the email you received. Make sure to do this or else it won't be valid.
6. In about a week, you'll received confirmation that your Swagbucks gift card is ready. Click on the link in the email to activate your digital gift card. It's that simple!
​


​About Swagbucks
Swagbucks.com is the leading destination for earning real rewards through online activities you already do every day. At home or on the go, you can conveniently earn Swag Bucks when you: Shop your favorite stores, Search the web, Answer surveys; Discover great deals; Watch videos; or Play games.

Swag Bucks (SB) can be redeemed easily for cash or gift cards to your favorite stores. With over 13 million members, Swagbucks has awarded over 85 million dollars in real rewards. Always free to join, Swagbucks is the smartest and most rewarding way to spend your time online. Start earning cash today.

​Click here to get started.
​
Disclosure: I receive a small commission when you sign up using my link.
​
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How I Made $100 in My Spare Time

12/17/2015

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​How would you like to make an extra $100 a month or more? This is a conservative amount, you can make $200 in a minute, with more effort.

There's a fun, easy and completely legitimate way to do this. You can do this in your spare time, the more you do this the more cash you can make.

​I've been meaning to look into Swagbucks for a long time, I finally took the time to sign up and participate and it's totally worth it.



​What is Swagbucks?
Swagbucks is an online rewards and cash back program. Simply do the things you'd normally do online, such as search the web, answer surveys and polls, watch videos, play games, and shop; you'll accumulate digital SB points (swagbucks) that are quickly redeemable for free gift cards, PayPal Cash or pre-paid cards from Visa. It's completely free to join!
​

How to get started?
1. Go to Swabucks.com  and click the "Join Today" button.
2. Fill in your information on the form.
3. Validate the email you receive from them.
4. You are on your way to earning SB points!


​More ways to earn SB Points

In addition to the ways to earn listed above, there are other ways to maximize your earnings:
1. Refer your friends to join and earn 10% for life! You get 10% of their SB points.
2. Take a chance by entering one of their Swagstakes. Entries are made with SB points.
3. Add a SwagButton Chrome extension on your browser. It automatically notifies you if the website you are visiting offers SB cash back for shopping.
4. Enter a SwagCode. After downloading the extension, you'll be alerted on where to find the Swag Codes. It could be on Twitter, Facebook, Pinterest, etc.. Enter in the code and redeem for SB points.
5. Download their mobile app and earn while on the go!

How to redeem SB points
Once you've collected enough SB points, the fun part is redeeming them! Here's how...
1. In your account, click on Redeem your SB / Rewards.
2. Based on your SB point total, choose your preferred gift card(s).
3. You can also redeem your SB points towards charitable donations. Click under "Do Good" for a list of charitable categories. 
4. Once you've selected your reward, click on the "Snag This" button.
5. Verify your reward selection in the email you received. Make sure to do this or else it won't be valid.
6. In about a week, you'll received confirmation that your Swagbucks gift card is ready. Click on the link in the email to activate your digital gift card. It's that simple!
​

About Swagbucks
Swagbucks.com is the leading destination for earning real rewards through online activities you already do every day. At home or on the go, you can conveniently earn Swag Bucks when you: Shop your favorite stores, Search the web, Answer surveys; Discover great deals; Watch videos; or Play games.

Swag Bucks (SB) can be redeemed easily for cash or gift cards to your favorite stores. With over 13 million members, Swagbucks has awarded over 85 million dollars in real rewards. Always free to join, Swagbucks is the smartest and most rewarding way to spend your time online. Start earning cash today.

​Click here to get started.
​
     
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Spend Less On Everything - Cash Back Shopping

4/28/2014

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Do you love to shop online? Every time you shop with any of the thousands of participating online retailers, you will receive cashback in addition to any and all available promotions and sales. There is no limit to how much cashback you can earn. There are many online cashback portals to choose from... but this one is different and it's pretty awesome! 

The "Shopping Assistant" is an extension application that works in conjunction with your brower: Internet Explorer, Google Chrome, Mozilla Firefox or Apple's Safari. Just download the Shopping Assistant, install it on your favorite browser, and login to your account. You are ready to shop! Your cashback will usually show up in your account within 7 days. 

You can do a search in the "cashback portal" where the Shopping Assistant will show a drop down menu of participating retailers to accept. Once you are on the retailer's site , a window will pop up with their cashback percentage offer.

You can also do a typical Google, Yahoo or Bing search for whatever you may wish to purchase and our browser-based Shopping Assistant will automatically add very clear notifications in red to your search results in order to alert you to cashback opportunities. Watch the videos below for more information.


This is an easy and fun way to save and earn cash! Simply follow the steps and links below to get started.

STEP ONE:
It's free to register! Create your profile. Start shopping. Start earning. Click HERE to sign up. 

STEP TWO:
Download the Shopping Assistant extension for free. Click HERE to download.

STEP THREE:
After you create your profile, you are ready to go shopping! Click HEREto log in to your account.

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FREE STORE PICK UP
You can also earn cashback when you shop online and pick up your order at the nearest participating store! Save on shipping cost + earn cashback on your regular purchases! Here's a list of retailers for in-store pickup.
Ace Hardware

Advance Auto Parts

Auto Zone

Babies R Us

Best Buy

Catherines

Crate and Barrel

Finish Line


Golfsmith

Guitar Center

Home Depot

J.C. Penney

Kmart.com

Lane Bryant

Lids.com

Lumber Liquidators
Meijer

Nordstrom

The North Face

Payless Shoe Source

PC Richard & Son

REI

Sears
Sonsi

Staples

Toys R Us

Walgreens

Walmart

West Marine
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    What does living frugally mean to me? Well, it does NOT mean being cheap, quite the contrary, I believe it’s being smart in your choices, such as how you spend your money everyday. Prioritize and take control of what’s important to you. I always strive to spend less on almost everything.

    In this challenging economy, some of us have had to cut back on our expenses. Wouldn't it be nice to still have the things or services you want and need but not have to pay full price or even better, get them for free? 

    Choose value and quality over quantity or fads and you will come out ahead. The great benefit of being frugal is that it eliminates waste and clutter which in turn helps our environment.  By doing simple changes towards more “green” and frugal ways, together we can make an impact on our planet. 
        

    Real Savings 
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    About Me

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     Hi, my name is Marissa Winfrey and I have been living the frugal life ever since I can remember. I have always looked for great bargains and getting the best value for my money without compromising style and quality.

    My background is in visual display and interior decorating. It’s always been my objective to recommend cost effective solutions to my clients. I, of course, practice what I preach! I have furnished my own homes mostly with furnishings and decor items from my own little vintage boutique, estate sales, discount stores, flea markets, yard sales, thrift stores and even curbside discarded furniture!

    My frugal practice goes beyond the home. I offer money saving tips on just about everything, from shopping to travel and everything in between. I hope my blog and website will inspire everyone to be their own Frugalista.

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Read and learn about useful tips and tricks from experts on how to live "the frugal lifestyle" everyday!  Check out the books below, to see more of my top picks of frugal and financial savvy books, please visit The Frugal Book Store.
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Living The Savvy Life:
The Savvy Woman's Guide to Smart Spending and Rich Living
​

It's Not About Being Cheap.  Living the Savvy Life isn't about being a cheapskate, a miser or a tightwad.  It's about having security and peace of mind by spending less than you make.  It's about knowing where you stand financially on a daily basis so you can make intelligent fiscal decisions. 

​It's about being penny-wise on the things that are less important to you so you can spend money on the things that are important to you. It's about choosing to purchase only the things that you love and make you happy.  
It's about finding, attaining and maintaining balance.  Are you ready to start Living the Savvy Life?

   
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​Thrifty: 
Living the Frugal Life with Style


Best-selling author Marjorie Harris offers a timely and entertaining guide to living the richly frugal life. From tips on how to haggle to becoming a frugal fashionista, maintaining your home on a budget, and thrifty gardening, travel, and entertainment, Harris provides essential guidelines to living a quality life on less. Written in her trademark witty, engaging, and accessible style, Thrifty is packed with simple and savvy tips drawn from Harris' own fulfilled, thrifty experience. Bonus tips come from renowned experts such as best-selling author Margaret Atwood, chef Jamie Kennedy, actor R. H. Thomson, travel writer Sylvia Fraser, and The Globe and Mail's style columnists.
  
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How to Retire Happy, Wild, and Free: 
Retirement Wisdom That You Won't Get from Your Financial Advisor
​

How to Retire Happy, Wild, and Free offers inspirational advice on how to enjoy life to its fullest. The key to achieving an active and satisfying retirement involves a great deal more than having adequate financial resources; it also encompasses all other aspects of life -- interesting leisure activities, creative pursuits, physical well-being, mental well-being, and solid social support. 

What sets this retirement book apart from all the others is its holistic approach to the fears, hopes, and dreams that people have about retirement. This international bestseller (over 110,000 copies sold in its first edition) goes way beyond the numbers that is often the main focus of retirement planning in most retirement books.
   
To see more of my top picks of frugal and financial savvy books, please visit The Frugal Book Store.

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