- Drop your landline and rely on your cell phone
- Make your own gifts
- Cook more and eat out less often
- Be aware of bank fees
- Make a list before grocery shopping
- Buy generic products
- Explore free activities on the weekend
- Shop your wardrobe
- Wait on purchases before buying them
- Seal up air leaks in your home to cut heating and cooling costs
- Turn roaming off and rely on WiFi when traveling
- Know the right things to buy in bulk
- Turn off lights that aren't in use
- Use cold water to wash your clothes
- Hang dry your clothing instead of tumbling it in the dryer
- Hand wash your clothing instead of taking it to the dry cleaner when possible
- Drink tap water instead of bottled water. Consider investing in a filter
- Cancel cable and watch your favorite shows online
- Work out outdoors, play sports, or go to a friend's gym instead of paying for a gym membership
- Shop at the farmers market
- Swap clothes, bags, and accessories with friends
- Google coupons and promo codes before buying something online
- Renegotiate your cell phone plan, find a new carrier, or cancel some features to save money
- Read books and magazines from the library
- Return the purchases you need to return
- Sell your old things and buy used items
- Automate payments so you won't forget and be charged with late fees
- Negotiate a lower APR
- Upcycle your old items instead of throwing them away
- Always comparison shop
- Find a good rewards credit card and use it smartly
- Don't feel obligated to say yes to every invitation (this includes weddings, dinners, events, etc.)
- Eat right and exercise and get enough sleep, so you won't have to pay with your health
- Pay bills online to save on postage
- Compare gas prices to find the most affordable gas with sites like GasBuddy.com
- Avoid out-of-network ATMs
- Keep track of your money with a spreadsheet or Mint.com
- Keep your receipts or take a pictures of them in case you want to return an item
- Vacation closer to home
- Don't check in your luggage
- Check out Airbnb or HomeAway instead of hotels
- Travel during an off-peak season or time
- Use reusable grocery bags
- Join loyalty programs
- Feed your pet the right foods and keep it in shape to reduce vet bills
- Review your receipts to make sure you're not being charged for odd items
- Check your bank account daily to make sure there aren't any weird charges
- Don't use your credit card overseas unless it doesn't have foreign transaction fees
- Rent movies instead of going to the theater