The Frugal Lifestyle
  • Blog
  • Tips
  • Cash Back
  • Savings
    • Home Decor
    • Housing
    • Health
    • Finance
    • Food
    • Utilities
    • Technology
    • Insurance
    • Auto
    • Shopping
    • Travel
  • Store
  • Freebies
  • Coupons
  • About

Welcome Frugalistas!

What exactly does frugal lifestyle mean?  I believe it’s being smart and savvy in your choices. Prioritize and take control of what’s important to you and you will come out ahead.

This blog and website offers frugal tips and money saving ideas to help you live a richer life. Save money on everyday living. Start living the "Frugal Lifestyle" today.

Spend Less  • Earn More • Live Better

My Top 20 Money Saving Frugal Tips

8/30/2021

1 Comment

 
Picture

There must be countless ways to save (and make) money, I've listed some of my favorite ways here:

1. Use Cash - most people tend to spend less when paying cash vs. a credit card or even a debit card. As an added incentive, some retailers, such as gas stations - offer discounts to cash paying customers in order for them to save money on high bank merchant fees.

2. Pay Bills Online - sign up for auto payments online to pay your bills. Not only will you save money on postage stamps and checks, but it also ensures that your payment is not late - avoiding those pesky late fees! Tip - I always pay off my credit card statement balances each month.

3. Earn Rewards When You Shop - whether it's buying groceries or stocking up on items online or offline, I make sure I am using the appropriate credit card to maximize my cash back earnings! Since I'm spending money anyway, why not get a rebate on my purchase.  Two of my favorite cash-back shopping portals are Mr.Rebates and BeFrugal - both offer cash-back rewards for shopping online.

4. Wash Clothes In Cold Water - this will save you money on energy costs and your clothes will come out just as clean. Make sure you are doing a full load, to save even more energy.

5. Do-it-yourself beauty regimen - why pay a professional if you can do it yourself? I personally dye my own hair, give myself the occasional manicure & pedicure and masque facials.

6. Split Your Meal - save money by splitting an entree (with or without an appetizer or salad) with another person. The bonus is that you won't be tempted to overeat and maybe even lose some pounds. Whenever you go out to restaurants, there are other creative ways to save money when dining out.

7. Save Leftovers - don't just reheat your leftovers, get creative - add other ingredients to make a whole new meal. My personal tip - most leftovers taste better with butter, garlic and onions!

7. Shop Thrift Stores - check out flea markets, swap meets, thrift stores, yard sales, estate sales for great and unique finds in clothing, accessories, furniture and home items for a lot less.

8. Grow Your Own - save money on herbs such as basil, cilantro, rosemary or lavender. Plant your own herb garden or potted herbs to add to salads and meals. Plant and grow your own vegetables & fruits too.

9. Recycle Gift Bags, Wrapping Paper, Ribbons - if it can be re-used, don't throw it away! I always recycle gift bags, tissues, bows, ribbons, etc.. from previous presents.

10. Homemade gifts - if you love to bake, make some yummy cookies or brownie and present it in a gift basket or tin. If you love photography, print out some photos of the recipient and place them in a set of inexpensive frames. You can also make a potted arrangement of succulents from your own garden.

11. Snap Up Coupon Deals - be on the lookout from daily deal sites such as Groupon. Redeem restaurant or other discount deals that you know you will really take advantage of. You can also get cash back when dining out.

12. Do-it-yourself Home Improvement Projects - tackle projects around the house, such as painting or basic landscape work, etc.. this saves a lot of money on professional services.

13. Save on Insurance Cost - if you are on the market for a new or pre-owned vehicle, consider purchasing an SUV, a pick up truck or even a mini-van. These types of vehicles usually cost less to insure than others. Another way I've saved money, is to shop around for a better deal before your policy expires.

14. Free Tire Air Checks - keep your tires inflated to maximize gas mileage, especially on long trips. Low tire pressure robs gas mileage - up to three miles per gallon! Get free air checks at tire centers such as Discount Tire stores. They have also rotated my tires for free.

15. Walk or Ride your Bike - instead of driving a few blocks to your destination, why not walk or ride your bike? It will save you money on gas and it's good exercise also!

16. Free T.V. - I watch my favorite TV shows on their respective network or on YouTube. Another great option is Tubi or Crackle. You can also go to your local library and borrow any available DVD's, usually 2 at a time.

17. Swap or Borrow - whether they are tools, magazines or books, you can swap or borrow them with friends. This concept also works for clothing and accessories you no longer wear or want.

18. Shop The Dollars Stores - visit your neighborhood dollar stores - such as Dollar Tree, Family Dollar, 99cent Only, Dollar General, Dollar King, etc.. to find great values on basic essentials.

19. Unplug Chargers - disconnect devices such as phone, computer, small appliance, and other chargers, from the wall when not in use. If the charger is plugged into the wall it is still on and consuming energy even if you aren’t charging.

20. Free Magazines - if you have miles that have accumulated in various airline rewards program but do not enough for airline tickets, redeem them for free magazines. I've subscribed to some of my favorite magazines, such as People, Cosmopolitan, Traveler, Architectural Digest, etc.
​

      
1 Comment

Fun and Frugal 4th of July Ideas

7/2/2018

0 Comments

 
Picture
Share

​Summer is in full swing, and the 4th of July weekend is upon us! How do you plan to celebrate this year? Although you don't need to do something extravagant, it's quite patriotic to celebrate our country's independence the way most Americans have done for so many years... with fireworks, BBQ, hot dogs and an overall good time! I've listed a few frugal ways to celebrate the 4th of July weekend festivities! Enjoy your 4th and have a blast :)

BACKYARD BBQ - If you are hosting a 4th of July party, make it a potluck event. Have you friends bring other food or drinks that you won't be serving yourself. For instance someone can bring the appetizers, while another bring the drinks, another can bring the dessert and so on. You can get creative with the food, like flag inspired pies or cakes, even hot dogs! You can also serve food that's already red, white or blue - like watermelon, whip cream topped dessert, and blue colored drinks (or blue M&M's)!!

PARTY SUPPLIES - For you party stuff, go to your local dollar store and pick up a few 4th of July themed party supplies and decor. Or you can simply group together items you already have that are red, white & blue or stars & stripes and display them on your food table or around the area where your guests will be hanging out. You can also use red, white & blue bandanas as pennant decorations, as in the photo above.

THE BEACH - If you aren't in a party mood, you can always head to the beach. There's usually some 4th of July festivity going on. The beach will most like be crowded, park your car a little further away to avoid paying for expensive beach parking. Pack a light lunch, so you won't be tempted to buy food there. Sit back, relax and sink your toes in the sand.  

PARADES & EVENTS - There are several cities and towns hosting Independence Day parades or other related events. Check your local listings for one near you. Most of the parades are usually followed by a fireworks display. Again, park your car a little further away to avoid expensive event parking cost. 

FIREWORKS - Check your local listings for free fireworks display. They are usually held by the water... the beach, the bay, the marina, etc... Or, you might be lucky enough to live somewhere where you can see the fireworks display from your own backyard.

MUSIC FESTIVALS - There are some free music events and concerts you can attend on the 4th of July weekend and all summer long. Check your local listings for one near you.

For more frugal things to do this summer... check out my post about 10 Frugal, Fun and Free Things To Do This Summer!
​
Share
      
       
0 Comments

Frugal Meals with Rotisserie Chicken

9/28/2017

0 Comments

 
Picture
Share
    
I LOVE to eat but I'm not exactly a gourmet in the kitchen. But, I love to save money, so I've been experimenting with how to make delicious meals at home. 

One of my favorite frugal meal(s) is buying a cooked rotisserie chicken from a local grocery store. Not only is it yummy, but it usually only cost less that $8 for a whole chicken. We eat it fresh from the store, I especially love the skin and dark meat. Afterwards, pull apart the left over chicken and set aside for later.
​

Most people would throw away the bones, but they are what makes the best chicken soup! If you don't already have one, I highly recommend investing in a slow cooker or crock pot. We found ours in a thrift store for just $10. Throw in the rest of the chicken - bones and all in the crock pot, add water. Let it cook until the bones falls apart. Once cooked, make sure to remove the bones then add seasoning, veggies and anything else you want.
Picture

​I've stretched an $8 rotisserie chicken into 5 different meals for 2 people. That's only $1.60 per meal. Now that's frugal eating!!
​

Meal #1 - Chicken breasts, drumsticks, wings (dark meat)
Meal #2 - Stir fry chicken with veggies (leftover white meat)
Meal #3 - Chicken salad (other half of leftover white meat)
Meal #4 - Chicken soup (makes up to 4 bowls of soup)
Meal #5 - Pulled chicken (yummy with barbecue sauce)


I'm sure, there are a hundred more ways to get creative with leftover rotisserie chicken. Bon appetite!
​

Share
     
0 Comments

My Top 10 Things To Buy At The Dollar Store

5/22/2017

0 Comments

 
Picture
Share

​What can you buy for a dollar these days? It turns out, plenty of things that are sometimes better (and of course cheaper) than at the big box discount stores! One can save a lot of money without compromising quality. I've organized a couple of parties with items purchased mostly at dollar stores!

Visit your neighborhood dollar stores ... such as Dollar Tree, Family Dollar, 99cent Only, Dollar General, Dollar King, etc.. to find great dollar values!

Here are my Top 10 Frugal Finds at various Dollar stores:

  1. Stationery Supplies - notebooks, envelopes, pens, glue, tape.
  2. Kitchen - utensils, sponges, sandwich bags, trash bags, foil, seasonings.
  3. Cards - greeting cards for every occasion and holiday.
  4. Snacks - chocolate bars, candy, cookies, chips.
  5. Party Supplies - balloons, gift bags, paper cups, paper plates, decorations.
  6. Cleaning Supplies - glass cleaner, cleanser, sponges, mops, brooms.
  7. Personal Care - toothbrushes, cotton balls, hair accessories, facial tissues.
  8. Storage - great assortment of baskets, bins, containers, boxes.
  9. Household Items - batteries, trash bags, glassware, mugs.
  10. Kids Stuff - toys, coloring books, seasonal costumes, crafts.



Share
     
Dollar General Logo
      
     
0 Comments

No. 1 Money Saving Tips From Top Leaders

5/5/2017

0 Comments

 
Picture
Share

​Some of the most successful people are savvy and frugal with their money! An article from CNBC lists the number one best money-saving tip from 25 top executives and leaders.
As part of a month-long financial literacy program organized by the Council for Economic Education, 25 successful leaders and execs, including billionaire tech investor Mark Cuban, shared their best money-saving tip. The goal of the month-long social media effort was to inspire young people to start thinking about how to manage their money. You don't have to be young to benefit from the advice, however. Here are the 25 tips:
​1. Mark Cuban, investor, entrepreneur, television personality and owner of NBA's Dallas Mavericks
Tip: "Open a savings account and do odd jobs to earn money to save!"
2. Lo Bosworth, entrepreneur, author and creator of TheLoDown
Tip: "I love to create a monthly savings goal for specific things. Like, save $250 for shoes and you won't spend more."
​3. Melissa Giannini, editor-in-chief, Nylon Magazine
Tip: "When you've got your eye on a splurge item, jot it down as a goal and increase the amount you set aside for savings. Check back in a few months. Still want it? Great. If not, even better! Buyer's remorse averted and healthy savings account."
​4. Kelli B. Grant, consumer reporter, CNBC
Tip: "Regularly review your big expenses — like auto insurance, cell phone plans and energy bills — to make sure you are getting the best deal. You could be missing out on savings!"
Picture
​5. Megan Hess, mobile editor, Bloomberg
Tip: "I invite friends over to cook dinner or for game night instead of going out and spending money."
​6. Dan Kadlec, journalist and author. His most recent book, co-authored with Ken Dychtwald, is "A New Purpose: Redefining Money, Family, Work, Retirement, and Success."
Tip: "Wait 24 hours … Before buying an item on impulse. You will go back if it is really worth it!"
​7. Brian Kelly, founder and editor in chief at The Points Guy
Tip: "Travel makes you a better person. Save for trips — not things!"
​8. Ron Lieber, The New York Times "Your Money" columnist and author
Tip: "Doing things > having things. Your spending = your values."
​9. Erin Lowry, founder of Broke Millennial
Tip: "Nickname your savings account(s)! This will help motivate you to save and reduce temptation to pull money out."
​10. Dr. Annamaria Lusardi, Denit Trust Endowed Chair of Economics and Accountancy at the George Washington School of Business
Tip: "Spend a little time each week going over your personal finances and educating yourself about personal finance. You will become both knowledgeable and rich!"
​11. Kathryn Minshew, founder & CEO at The Muse, contributor to HBR, WSJ & Bloomberg
Tip: "Rather than spending $1 here or $2 there, save up for larger, more meaningful purchases!"
​12. Nan J. Morrison, CEO & President, Council for Economic Education
Tip: "Evaluate online banks for great rates on money market savings accounts."
Picture
​13. Brian Page, high school teacher, Cincinnati, Ohio
Tip: "Pay yourself first by splitting your paycheck deposits into three low/no fee accounts: 1. Investing for retirement (myRA, 401k, etc.) 2. Savings (for emergencies and goals) 3. Checking (for daily spending)"
​14. Mona Patel, Founder and CEO of Motivate Design
Tip: "Keep it simple, decide what you want and then go for it. Get rid of the excuses, check your stories and recognize whatever money challenges can be overcome in the future."
​15. Carrie Schwab-Pomerantz, President, Charles Schwab Foundation and SVP Charles Schwab
Tip: "Make saving a part of your routine — like brushing your teeth! Put aside at least a small portion (say 10 percent) of every dollar you receive, including gifts, allowance, and money from your first job. You'll be really glad you did."
​16. Rosie Pope, creative director and co-founder of Rosie Pope Maternity
Tip: "Try to save each $1 bill — start at $1, then $5, then $10, $20, $50 all the way up to $100! Go to the bank at each benchmark and exchange it for the correct note. Celebrate your $100 bill!"
​17. Chondra Sanchez, creative co-director and writer at Evil Ink Comics
Tip: "WAIT. Sometimes if you wait at least two before making a big purchase — you find you don't really need the item at all!"
Picture
​18. Chris Siegfried, mortgage consultant at HomeStreet Bank
Tip: "Save at least 10 percent of everything you make/get! #SavingIsCool"
​19. Ann Shoket, author of "The Big Life," former editor-in-chief of Seventeen Magazine
Tip: "Before you buy anything ask yourself: How will I feel about this tomorrow? Happy? Do it! Panicked? Skip it!"
​20. Andrew Ross Sorkin, The New York Times columnist, editor; CNBC Squawk Box co-anchor; author and creator, executive producer of Showtime's "BILLIONS"
Tip: "If you can't afford something, set this goal: You can buy it, but only once you've saved twice as much as it costs!"
​21. Alexa von Tobel, founder and CEO, LearnVest
Tip: "Saving is a muscle. The sooner you start the stronger it gets!!!"
​22. Tara Lynn Wagner, NY1 reporter
Tip: "When you want something new, think about how long you'll have to work to earn enough to buy it. For instance: Cute new boots = 10 hours of babysitting. Then ask yourself, 'Are they worth it?'"
​23. Natalie Zfat,entrepreneur and Forbes contributor
Tip: "Money doesn't grow on trees. Don't be afraid to talk openly about the importance of saving, spending and investing."
Picture
​24. Sam Zises, founder and CEO, [L]earned Media
Tip: "Paying with cash instead of with a credit card can help you save money. If you are physically holding cash at checkout, you will feel more conservative and often times make better decisions."
​25. Randi Zuckerberg, founder and CEO, Zuckerberg Media
"Invest in you! Use your money to help expand your mind. Buy educational tools, gadgets, or money savings apps! Take coding lessons! Or support an organization that has helped you learn and grow!"
​
Share
     
0 Comments

13 Money Tips From The Amish

1/19/2017

0 Comments

 
Picture
Share

​Did you know the Amish are actually incredible money savers?  We can all learn a thing or two (or thirteen) on how  they manage their money and their frugal ways. I'd like to think I practice some of their savvy ways. 
Here's an except from Business Insider. Read the complete article here.

Though they're typically known for for their traditional, family-based Christian values and austere lifestyles, there's one thing most people probably wouldn't guess about them - the Amish are a lot better at managing their money than the rest of us. 

Their business and financial savvy goes far beyond rebuking modern conveniences like electricity and technology. Here are 13 ways the Amish are better at money matters than most of us.

1. They value experiences more than material goods.

2. They are huge savers, often setting aside up to 20% of their income.

3. They loathe debt and try to avoid credit cards.

4. Rather than turn to credit, they'd sooner take up a side job when money gets tight.

5. If they do have debt, or take out a loan, they view it as a moral obligation to pay it back in a timely way.

6. Many are experienced tradesmen and their quality wares are in demand.

7. They are extremely savvy small business owners with a 95% success rate.

8. They rarely waste a thing and take recycling to unbelievable levels.

9. They buy in bulk whenever possible.

10. They never pay retail and often shop secondhand.

11. Those with money funnel their funds back into the community.

12. They eat like kings, but they grow most of their meals themselves. 

13. They avoid taking government handouts and are exempt from contributing to Social Security.


Share
      
       
0 Comments

13 Ways To Save Money On Everything

7/18/2016

1 Comment

 
Picture
Share

​I was so excited to discover NEW ways to save money -- thanks to this great article from AARP Money. I picked my 13 favorites from their list of 99 ways to save money on everything! Please let me know if you have any new ways you'd like to share :) Check out my top picks below...
​
1. Last Minute Deals
The mobile app - HotelTonight finds big discounts on hotels without having to book ahead of time.

2. Get Cash Overseas At ATMs
On average, you pay 8 percent for foreign cash at an ATM. At currency exchange booths, you tend to lose around 15 percent.

3. Book Last-Minute Hotel Rooms Via Your Smartphone
Rooms will be cheaper than reserving through a personal computer, as hotels deeply discount a few days in advance to lure in mobile guests.

4. Know The Best Time To Buy Tech
TV's, Blu-ray players and cameras go on sale during the year-end holidays. Computer prices drop in late spring. Older Apple products often get discounted when new versions hit the store, usually in the fall.

5. Know The Retail Seasons
January is the time to buy furniture and linens. April brings deals on gardening supplies and outdoor decor. May is the month to purchase mattresses. The best time to buy a grill is after Labor Day. Shop October for appliances and November for cookware.

6. Reduce Your Auto Insurance
As your car ages, the maximum payout for an accident (calculated by subtracting your deductible from the car's value) steadily decreases. Crunch the numbers to see if the price of collision and comprehension coverage is still worth it.

7. Sign Up For Their Email
Say yes when a store you patronize asks to send email promotions. You'll get discounts that other shoppers don't see. Create an email account just for purchases made online so sales offers don't clutter your personal email.

8. Check The Unclaimed Property Sites
Check every state where you have lived, they might be holding a dividend check in your name, money in a savings account that you forgot or an un-cashed refund check. To check, go to naupa.org, find your state and enter your name.

9. Let Dry Shampoo Do Many Jobs
Forget buying mousses, gels or creams. Dry shampoo works as a second-day hair freshener, adds bulk to thin hair and won't leave hair greasy or sticky.

10. Use All Your Food
On average, 25 percent of household food and beverages are tossed out, often because people buy ingredients to make a single recipe and throw out the excess. Instead, develop a meal plan to use all your food purchases over several days before they go bad.

11. Create A "Cuisine Club" With Friends
The group selects a type of food for the evening's dinner -- say Greek or Thai -- and then each person contributes a dish. It's less hassle for the host, and it's cheaper than if the group went out to a restaurant.

12. Spend A Day At A Luxury Hotel
More luxury and resort hotels offer "intra-day stays" which allow guests the use of a room and all the hotel's amenities -- pool, restaurant, spa, sports center or private beach -- for eight or so hours. Discounts can be as much as 70 percent off the price of an overnight stay. Find hotels at hotelsbyday.com and between9and5.com.

13. Use Free Fitness Apps
Apps are available for yoga, walking, running, calisthenics and almost every type of exercise. Plus, you can easily take these workouts with you when traveling.

To read the complete list of 99 Ways to Save Money on Everything, click here.

Share
1 Comment

50 Ways To Improve Your Home For A Dollar

6/7/2016

0 Comments

 
Picture
Share
​
​Once you own a home, it can be difficult and costly to make and keep everything looking just so. Home improvements, home décor, cleaning and gardening can all add up and put a strain on your budget. But it’s the time of year for getting our houses in order and enjoying both our indoor and outdoor space. How can we do this whilst still being frugal?

The great news is, there are plenty of things you can do to improve your living space even if you’re working to a tight budget. We’ve scoured the dollar stores and pound shops to find 50 (yes, 50!) spare change home improvements that will cost you less than 1 British Pound or 1 US Dollar. Skip your trip to the coffee shop in the morning and you could make a couple of small home improvements instead. Miss that meal out and you could tackle a whole lot of the list below. And when you’re finished, your efforts will make your home a more pleasing place to be every day.
​
Are you ready to improve your home with the spare change you’ve got in your pocket or your money box? Take a look at the infographic below to get started. You can read the original article here.

www.vibrantdoors.co.uk

Budget Home Improvements

     
0 Comments

Money-saving Moving Tips

11/10/2015

 
Picture
Are you (or someone you know) planning on moving soon? If so, here's some great tips from guest blogger Ella Andrews on how to make moving easier and save money at the same time.

If you have a tight budget to work with during relocation, it is likely because you need to spend a lot on your new home. Buying new furniture and other belongings is certainly not cheap, especially if you are aiming for the best quality.

With that in mind, it is a good idea to consider what ways you can save when you move. There are some traps, which you can fall in, all of which will lead to you paying more than you should. Furthermore, with careful planning and consideration, you can greatly reduce the cost of moving and actually save money during the process. You don’t have to pay a lot when it comes to moving if you follow some of these tips:

  • Compare free estimates - normally, you should be able to contact several reliable moving companies. Ask each of them for a free estimate to get a general idea on how much their service is going to cost you. Companies are willing to provide free quotes and estimates, but most of them are not 100% accurate. To know the exact price, you must ask for an on-site visit by a company representative. Be careful if the final price of a company is considerably low. Sometimes the lowest price comes with poor service, or one that is lacking additional services, paying for which will cost you a lot.
  • See if there are any discounts available - often times if you book a company’s service in advance, you will pay less. Furthermore, depending on the volume of items you want to move, you might get a discount. See what you can take advantage of and compare the price then, for discounts can often determine the final cost of relocation.
  • Don’t move all of your belongings - the more you want the company to move for you, the more you are going to pay. This is why you should consider letting go of some of your stuff and selling them. It is a perfect way to ensure you pay less during your removal and actually make some money on top of that. Decide what part of your belongings will be of no further use to you and put it up for sale on an online auction or garage sale.
  • Choose off-season move date - often movers will be willing to offer considerable discounts and be more available if you hire their service during an off-peak season. Planning a move during the time when moving companies are not as busy will allow you more freedom as you will be able to schedule without stress. Having more time to choose a company will lead to less strain on your budget.
  • Acquire packing supplies for free - moving boxes and any other supplies will actually not come in cheap. There is an option that may allow you to get packing supplies for free. It involves supermarkets, bookstores, office supply stores and such, all of which use boxes and then have to recycle them. You can ask around such places to see if they have boxes that they can give to you instead. That way you will have packing supplies to use in your relocation without paying anything for them.

​You can execute a cheaper move by following these tips. Make sure to take them all into consideration. 
​

50 Frugal New Year Tips

1/11/2015

0 Comments

 
Picture
Everyone's making plans for a fresh start this year, and if one of your goals is to save money, make a few changes here and there to save a little or a lot of money. Remember the little things do add up! Here are my top 50 frugal picks for saving money in 2015 from SavvySugar.

  1. Drop your landline and rely on your cell phone
  2. Make your own gifts
  3. Cook more and eat out less often
  4. Be aware of bank fees
  5. Make a list before grocery shopping
  6. Buy generic products
  7. Explore free activities on the weekend
  8. Shop your wardrobe
  9. Wait on purchases before buying them
  10. Seal up air leaks in your home to cut heating and cooling costs
  11. Turn roaming off and rely on WiFi when traveling
  12. Know the right things to buy in bulk
  13. Turn off lights that aren't in use
  14. Use cold water to wash your clothes
  15. Hang dry your clothing instead of tumbling it in the dryer
  16. Hand wash your clothing instead of taking it to the dry cleaner when possible
  17. Drink tap water instead of bottled water. Consider investing in a filter
  18. Cancel cable and watch your favorite shows online
  19. Work out outdoors, play sports, or go to a friend's gym instead of paying for a gym membership
  20. Shop at the farmers market
  21. Swap clothes, bags, and accessories with friends
  22. Google coupons and promo codes before buying something online
  23. Renegotiate your cell phone plan, find a new carrier, or cancel some features to save money
  1. Read books and magazines from the library
  2. Return the purchases you need to return
  3. Sell your old things and buy used items
  4. Automate payments so you won't forget and be charged with late fees
  5. Negotiate a lower APR
  6. Upcycle your old items instead of throwing them away
  7. Always comparison shop
  8. Find a good rewards credit card and use it smartly
  9. Don't feel obligated to say yes to every invitation (this includes weddings, dinners, events, etc.)
  10. Eat right and exercise and get enough sleep, so you won't have to pay with your health
  11. Pay bills online to save on postage
  12. Compare gas prices to find the most affordable gas with sites like GasBuddy.com
  13. Avoid out-of-network ATMs
  14. Keep track of your money with a spreadsheet or Mint.com
  15. Keep your receipts or take a pictures of them in case you want to return an item
  16. Vacation closer to home
  17. Don't check in your luggage
  18. Check out Airbnb or HomeAway instead of hotels
  19. Travel during an off-peak season or time
  20. Use reusable grocery bags
  21. Join loyalty programs
  22. Feed your pet the right foods and keep it in shape to reduce vet bills
  23. Review your receipts to make sure you're not being charged for odd items
  24. Check your bank account daily to make sure there aren't any weird charges
  25. Don't use your credit card overseas unless it doesn't have foreign transaction fees
  26. Rent movies instead of going to the theater

HomeAway: Book it Now
    
0 Comments
<<Previous
        
         
    Picture

    ​Subscribe Here

    Enter your email address:

    Delivered by FeedBurner

        

    Trending Posts

    Some of our popular articles
    Picture
    • 13 Ways To Make Extra Money At Home
    ​
    Picture
    • Save a Life and Get Paid to Foster a Rescue Dog
    ​

    Picture
    • 8 Ways To Save Without Compromising Your Lifestyle
    ​
    Picture
    • 13 Money Tips From The Amish
    ​

    Picture
    • Top 10 Thrifty Travel Tips
    ​

    Picture
    • Frugal Picnic Tips & Ideas
    ​

    Picture
    • 6 Ways I Save Money On Hair Care Costs
    ​

    Picture
    • Enrich Your Life With Less
    ​

    Picture
    • 13 Ways to Save Money On Everything
    ​

    Picture
    • Rich Yet Frugal Athletes
    ​

    Picture
    • 5 Bridal Shower Tips
    ​

    Picture
    • My Top 5 Flea Market Decorating Books
    ​
        
    Saving Money Blog Awards 2017 ​


    Blog Archives

    December 2022
    November 2022
    October 2022
    September 2022
    August 2022
    July 2022
    June 2022
    May 2022
    April 2022
    March 2022
    February 2022
    January 2022
    December 2021
    November 2021
    October 2021
    September 2021
    August 2021
    July 2021
    June 2021
    May 2021
    April 2021
    March 2021
    February 2021
    January 2021
    December 2020
    November 2020
    October 2020
    September 2020
    August 2020
    July 2020
    June 2020
    May 2020
    April 2020
    March 2020
    February 2020
    January 2020
    December 2019
    November 2019
    October 2019
    September 2019
    August 2019
    July 2019
    June 2019
    April 2019
    March 2019
    February 2019
    January 2019
    December 2018
    October 2018
    September 2018
    August 2018
    July 2018
    June 2018
    May 2018
    April 2018
    March 2018
    February 2018
    January 2018
    December 2017
    November 2017
    October 2017
    September 2017
    August 2017
    July 2017
    June 2017
    May 2017
    April 2017
    March 2017
    February 2017
    January 2017
    December 2016
    November 2016
    October 2016
    September 2016
    August 2016
    July 2016
    June 2016
    May 2016
    April 2016
    March 2016
    February 2016
    January 2016
    December 2015
    November 2015
    October 2015
    September 2015
    August 2015
    July 2015
    June 2015
    April 2015
    March 2015
    February 2015
    January 2015
    December 2014
    November 2014
    October 2014
    September 2014
    August 2014
    July 2014
    June 2014
    May 2014
    April 2014
    March 2014
    February 2014
    January 2014
    December 2013
    November 2013
    October 2013
    September 2013
    August 2013
    July 2013
    June 2013
    May 2013
    April 2013
    March 2013
    February 2013
    January 2013

       

    RSS Feed

         
    View my Flipboard Magazine.
         

    Blog Categories

    All
    Bargains
    Bridal Shower Tips
    Budget Renovations
    Budget Travel
    Cash Back Rewards
    Cash Back Shopping
    Cash-back Shopping
    Coupon Tips
    Deals
    Decorating Ideas
    Discounts
    DIY
    Dollar Store Buys
    Earn Money
    Freebies
    Free Money
    Frugal Beauty
    Frugal Celebrities
    Frugal Gifts
    Frugal Health
    Frugal Home Decor
    Frugal Ideas
    Frugal Living
    Frugal Savings
    Frugal Tips
    Frugal Travel
    Frugal Wedding Tips
    Fun Ideas
    Garage Sale
    Gift Ideas
    Giving Back
    Happiness
    Healthy Living
    Home Based Business
    Home Decor
    Make Money
    Money Savers
    Money Saving Tips
    Network Marketing
    Picnic Tips
    Recycle
    Retirement Tips
    Rewards
    Richer Lifestyle
    Save Money Eating Out
    Savvy Ideas
    Savvy Money
    Side Gigs
    Simplicity
    Smart Tips
    Spend Less
    Tax Tips
    Thrifty Ideas
    Thrifty Tips
    Travel Tips
    Wealthy Living
    Wedding Tips
    Work From Home
    Yard Sale Tips


    Subscribe Here

    Enter your email address:

    Delivered by FeedBurner

          
    Saving Money Blog Awards 2017
       
    ​
         
    Picture
        
    Follow Marissa on Facebook, Pinterest and Twitter.
       
    Visit Marissa's profile on Pinterest.
        
         
         
    BeFrugal.com Members
         

    Site Search


    Site Categories

    • Spend Less
    • Earn More
    • Live Better

    • Auto
    • Cash-back
    • Coupons
    • Deals
    • Entertainment
    • Finance
    • Food
    • Freebies
    • Giveaways
    • Health
    • Home Decor
    • Housing
    • Insurance
    • Money
    • Rebates
    • Retirement
    • Resources
    • Rewards
    • Savings
    • Shopping
    • Technology
    • Tips
    • Travel
    • Utilities
    • Websites

    Picture
    What does living frugally mean to me? Well, it does NOT mean being cheap, quite the contrary, I believe it’s being smart in your choices, such as how you spend your money everyday. Prioritize and take control of what’s important to you. I always strive to spend less on almost everything.

    In this challenging economy, some of us have had to cut back on our expenses. Wouldn't it be nice to still have the things or services you want and need but not have to pay full price or even better, get them for free? 

    Choose value and quality over quantity or fads and you will come out ahead. The great benefit of being frugal is that it eliminates waste and clutter which in turn helps our environment.  By doing simple changes towards more “green” and frugal ways, together we can make an impact on our planet. 
        

    Real Savings 
    +
    Extra Earnings =
    A Richer Life

        
    Picture
         
         
    Saving Money Blog Awards 2017
         
    Picture
        
       

    About Me

    Picture
     Hi, my name is Marissa Winfrey and I have been living the frugal life ever since I can remember. I have always looked for great bargains and getting the best value for my money without compromising style and quality.

    My background is in visual display and interior decorating. It’s always been my objective to recommend cost effective solutions to my clients. I, of course, practice what I preach! I have furnished my own homes mostly with furnishings and decor items from my own little vintage boutique, estate sales, discount stores, flea markets, yard sales, thrift stores and even curbside discarded furniture!

    My frugal practice goes beyond the home. I offer money saving tips on just about everything, from shopping to travel and everything in between. I hope my blog and website will inspire everyone to be their own Frugalista.

    Follow me on Facebook, Google+ 
    and Twitter.
        
    Picture


    Subscribe Here

    Enter your email address:

    Delivered by FeedBurner

    RSS Feed

         
    Picture
         
         
        

    My Fave Links


    • Amazon 

    • GoDaddy

    • Groupon

    • LivingSocial 

    • MrRebates 

    • Priceline​

         


    Site Categories

    • Spend Less
    • Earn More
    • Live Better

    • Auto
    • Cash-back
    • Coupons
    • Deals
    • Entertainment
    • Finance
    • Food
    • Freebies
    • Giveaways
    • Health
    • Home Decor
    • Housing
    • Insurance
    • Money
    • Rebates
    • Retirement
    • Resources
    • Rewards
    • Savings
    • Shopping
    • Technology
    • Tips
    • Travel
    • Utilities
    • Websites
        
        
        
    Endless Vacation Rentals
         
        
    Picture
       
       
        
        

    Real Savings 
    +
    Extra Earnings =
    A Richer Life

        
    Picture
        
    Mr. Rebates
          
        
    Weebly - Websites, eCommerce &amp; Marketing in one place.
       
    Picture
         
        

TheFrugalLifestyle.com

Real Savings + Extra Earnings = A Richer Life

      

Sign Up To Receive Updates Here

Enter your email address:

Delivered by FeedBurner

     
Read and learn about useful tips and tricks from experts on how to live "the frugal lifestyle" everyday!  Check out the books below, to see more of my top picks of frugal and financial savvy books, please visit The Frugal Book Store.
​
Picture
Living The Savvy Life:
The Savvy Woman's Guide to Smart Spending and Rich Living
​

It's Not About Being Cheap.  Living the Savvy Life isn't about being a cheapskate, a miser or a tightwad.  It's about having security and peace of mind by spending less than you make.  It's about knowing where you stand financially on a daily basis so you can make intelligent fiscal decisions. 

​It's about being penny-wise on the things that are less important to you so you can spend money on the things that are important to you. It's about choosing to purchase only the things that you love and make you happy.  
It's about finding, attaining and maintaining balance.  Are you ready to start Living the Savvy Life?

   
Picture
​Thrifty: 
Living the Frugal Life with Style


Best-selling author Marjorie Harris offers a timely and entertaining guide to living the richly frugal life. From tips on how to haggle to becoming a frugal fashionista, maintaining your home on a budget, and thrifty gardening, travel, and entertainment, Harris provides essential guidelines to living a quality life on less. Written in her trademark witty, engaging, and accessible style, Thrifty is packed with simple and savvy tips drawn from Harris' own fulfilled, thrifty experience. Bonus tips come from renowned experts such as best-selling author Margaret Atwood, chef Jamie Kennedy, actor R. H. Thomson, travel writer Sylvia Fraser, and The Globe and Mail's style columnists.
  
Picture
How to Retire Happy, Wild, and Free: 
Retirement Wisdom That You Won't Get from Your Financial Advisor
​

How to Retire Happy, Wild, and Free offers inspirational advice on how to enjoy life to its fullest. The key to achieving an active and satisfying retirement involves a great deal more than having adequate financial resources; it also encompasses all other aspects of life -- interesting leisure activities, creative pursuits, physical well-being, mental well-being, and solid social support. 

What sets this retirement book apart from all the others is its holistic approach to the fears, hopes, and dreams that people have about retirement. This international bestseller (over 110,000 copies sold in its first edition) goes way beyond the numbers that is often the main focus of retirement planning in most retirement books.
   
To see more of my top picks of frugal and financial savvy books, please visit The Frugal Book Store.

​

Sign Up To Receive Updates Here

Enter your email address:

Delivered by FeedBurner