Little things really do add up. Making a few little changes in your daily activity can make a big difference! Here's some other money saving tips that I've done myself, courtesy of SavvySugar.com
1. Check your bank account daily to make sure there aren't any weird charges.
2. When traveling, don't check in your luggage. Click here for more travel tips.
3. Don't use your credit card overseas unless it doesn't have foreign transaction fees.
4. Sell your old things and buy used items.
5. Keep your receipts, and return the purchases you need to return.
6. Check out HomeAway instead of hotels.
7. Find one (or two) good rewards credit card(s) and use it smartly.
8. Explore free activities on the weekend.
9. Always try to wait for a sale before buying something.
10. Plan out your meals for the entire week.
11. Automate payments so you won't forget and be charged with late fees.
12. When dining out, stop ordering and drinking soda, drink water instead.
13. Don't feel obligated to say yes to every invitation (such as.. weddings, dinners, events, etc.)
Summer is synonymous with the word fun! Enjoy the rest of summer with these fun, free or cheap & cheerful activities that won't break the bank! Most of the activities I list below don't cost a thing! The best things in life are truly the memories and experiences that stay with you forever!
1. Head to the beach or swimming pool.
2. Beat the heat ... air conditioned shopping!
3. Neighborhood summer concerts.
4. Stroll street fairs and festivals.
5. Outdoor movie nights.
6. Picnic under a shady tree.
7. Explore local museums.
8. Go wine tasting.
9. Check out flea markets.
10. Go bowling!
Click HERE for more fun and frugal summertime ideas!
Although I think I know all the various ways to save money, time, energy, etc. there are still so many more ways that I am just now finding out about. I would like to share some of my 10 new favorite ways (thanks to AARP), click here for even more money saving tips!
1. Extend the life of your smartphone or tablet battery
I just recently started doing this, and it really does help save my phone's battery life. Protect your device from temperatures above 95 degrees, which can damage battery capacity; shut down location-tracking apps when not using them; and turn off the function that refreshes apps in the background.
2. Homemade salad dressings
They are are surprisingly easy to make; plus, they're cheaper and better tasting than store-bought. For balsamic vinaigrette, whisk together 1 minced garlic clove, a pinch of salt and pepper, 2 teaspoons Dijon mustard and ß cup balsamic vinegar, then slowly whisk in 1/2 cup olive oil.
3. Free money!
An individual development account, or IDA, allows low- to moderate-income earners to save money for a specific goal — such as a down payment on a house or starting a business — and get matching funds from nonprofit groups, corporations and government agencies. Many IDAs provide a dollar-for-dollar match. Visit IDAnetwork.org to learn more.
4. Don't get stuck picking up the tab
When friends are short of cash, free payment services such as Square Cash and Google Wallet allow them to move money from their account to yours as easily as sending an email.
5. Buy luggage in March
Travel retailers know we gear up for spring and summer vacations in March, so they often discount prices.
6. Repurpose bad beauty buys
Salvage an unflattering lipstick shade by mixing with plain lip balm to sheer the color and texture down to a wearable tint.
7. Do you have land to share?
SharedEarth.com is a free site that connects landowners with gardeners or farmers. You provide the land for free and growers share some of their produce.
8. Nab the best online deals
Before you hit the "buy" button, install a free Web browser add-on, such as PriceBlink.com, to your computer to help you find better deals. PriceBlink, scans more than 4,000 merchants to find low prices and alerts you to coupons.
9. Go for cash back instead of points and miles rewards
Credit card companies can suddenly increase the number of points and miles you need to redeem travel benefits and other perks. Cash doesn't lose value even if a company changes policies.
10. Don't dump that old iPhone
This was quite surprising! First-generation iPhones that sold for $599 in 2007 are now collectibles and, if in mint condition, worth big bucks. The recent asking price on eBay for an 8GB iPhone in its original packaging was $10,000. I do have a first generation iPhone, too bad it's not in the original packaging.
Even before I started this blog, I've always believed that... "the great benefit of being frugal is that it eliminates waste and clutter which in turn helps our environment. By doing simple changes towards more “green” and frugal ways, together we can make an impact on our planet." This is one of the reasons why I started this website, to share what I've learned along the way to be a little more "green" :) Here are some of my favorite ways to "go green" with very little effort.
This does not need to be complicated. I simply have a containers (or boxes) in the kitchen to hold bottles, cans, glass, newspapers, cardboard, magazines, paper, etc. We go an extra step by taking them to our local recycling center, where we money back or as I like to think of it - get paid to recycle. If you are too busy to do that, you can place all recycle items in a designated bin for your city or town to pick up on trash day.
RECEIVE AND PAY BILLS ONLINE
Choose to go "paperless" when it comes to your monthly bills. Did you know that it is estimated that almost 20 million trees could be saved yearly if Americans paid their bills online! Not only are you saving trees, but saving on the cost of stamps as well as eliminating paper clutter at home by opting to receive e-statements vs. by mail. It's a win, win, win!
TAKE SHORTER SHOWERS
I live in Southern California, since we are impacted by the drought, we have cut our shower time by 2 minutes, by doing this we can conserve more than ten gallons of water.
BROWN IS THE NEW GREEN
Again, because Southern California is experiencing a drought, we have decided to cut back of watering our grass. Most cities have very limited days and times they can water their lawn. I have come up with a way to water our brown grass with water "collected" in a bin in the sink from the water used when I wash and rinse the dishes.
DRINK WATER OUT OF A PITCHER
Close to 90 percent of plastic water bottles are not recycled. Reduce or eliminate drinking from water bottles, instead try drinking from a pitcher with a filter. You can conserve up to five gallons a day!
Disconnect block type chargers such as phone, computer, small appliance, and toy chargers, from the wall when not in use. If the charger is plugged into the wall it is still on and consuming energy even if you aren’t charging.
TURN IT OFF
Turn off lights in unoccupied rooms and kitchen and bathroom ventilating fans after they’ve done their job. If left on, ventilating fans can blow a house full of heated or cooled air out quickly.
CHANGE THE LIGHT BULBS
Swap out your old light bulbs with compact fluorescent bulbs (CFL). They consume about 75 percent less electricity and last up to 10 times longer. By replacing one 75-watt incandescent bulb with a 25-watt CFL can save you up to $83 over the life of the bulb.