1. Install low-flow showerhead
You won't even notice the difference because a low-flow fixture reduces the volume of water but does not affect the water pressure in any way.
2. Use inexpensive non-traditional fabric
I have personally just recently done this! Instead of buying expensive slipcovers for my sofa, I used painters drop cloth (purchased with a coupon!) to cover the cushions! You can also use osnaburg fabric, also known as "the poor mans linen", for curtains. It cost only about $1.50 a yard, but when you use a lot of it, it looks expensive.
3. Download free fitness apps
I might actually start exercising with using these free apps! YogaYak tells you where to find more than 200 free yoga classes. Nike Training Club offers more than 100 free workouts, and MyFitnessPal counts calories.
4. Empty your vehicle's trunk
Most of us know what it feels like to be hauling a few extra pounds around the midriff. It's no different with your car... excess weight places more demands on your engine and creates suspension, braking and even exhaust problems. Check your car right now. What's in there that can come out?
5. Limit meat portions
Dividing your plate into three equal portions of meat, vegetables and grains - 3 to 4 ounces each - will be better for you (health wise) and cost much less.
6. When traveling abroad, use your debit card at ATMs to withdraw local currency
Keep fees low by making fewer and larger withdrawals from your home bank account when traveling. If your U.S. bank has a partner in Europe, for example, use their ATMs for the best rates.
7. You don't have to pay for your credit score
If you have a Discover Card, an added benefit is that you can now access your FICO score for free! Sites such as CreditKarma.com, Credit.com and a program called Sharpen Your Financial Focus from SharpenToday.org offer credit scores for free also.
8. Outsmart scammers
If your bank or a big store emails you to report a problem with your account, DON'T click on the link and log in. The email is fake and it takes you to a bogus website. When you "log in" the bad guys snag your password. Be cautious!
For more tips on how to save money, click HERE to go to our Money Saving Tips For Everyday Living page.